Medical Financial Toxicity is a term that refers to the heavy and harmful financial burden carried by cancer patients. High out-of-pocket costs for medical care, loss of income due to illness, and overwhelming stress are all factors which adversely affect treatment decisions, adherence to treatment plans, and overall health outcomes. MFT is financial ruin for many cancer patients.

SabesWings steps in where insurance stops—helping families survive the financial fallout of cancer.

What is Medical Financial Toxicity (MFT)?

Patients Affected by MFT

Amanda

A patient diagnosed with breast cancer, she has been living off of credit cards for the last 4 months due to her inability to work during treatment. She told our team

“When you are going through this and your finances are uncertain, finances should be the last thing on your mind, but it is the first thing on your mind…The illness is enough to deal with, so trying to juggle finances and keep your head above water with limited support makes you feel inadequate.” For her, the financial fear has greatly superseded her medical fears. The financial stress keeps her up at night, not her medical concerns. SabesWings was able to catch her up on several utility bills that were months behind and in danger of going to collections.

William

A hardworking young man, who just turned 30, he is staring down a terminal diagnosis. He was overwhelmed with grief and stress during his interview with our team. His savings were quickly depleted due to the high cost of treatment and the lack of income since he is unable to work. He sometimes skips treatment due to the high costs.

SabesWings was able to keep a roof over his head this month through a housing grant, lifting a financial burden off his shoulders. 

Kara

Diagnosed with cancer at six months pregnant, she delivered her baby, took one week off, and then returned to chemo. Since then, she has endured a double mastectomy, infections, radiation, and now Stage IV cancer in her liver and bones. She is a single mother, and she is unable to work. Her disability income is $1,835, but her monthly expenses exceed $4,000. Her greatest fear is losing her home with a newborn.

SabesWings paid her electric and gas bills, and helped cover urgent housing costs, keeping her and her family safe while she undergoes treatment every 28 days.

2025

New York

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